You are moving to Bangalore — Whitefield, HSR, Koramangala, Sarjapur Road, Indiranagar, Hebbal — and you have three options: PG, rent, or lease. They look similar; financially, they are very different. Here's the 2026 breakdown — and how HomePage helps you find every option in Bangalore with zero brokerage.
PG (Paying Guest) — best for short-term, low-friction
- Cost: ₹8,000–25,000/month including food + Wi-Fi + housekeeping
- Deposit: 1 month
- Lock-in: 1–3 months
- Flexibility: Highest — leave on a month's notice
- Best for: Students, fresh joiners, contract employees, anyone testing the city
Rent — best for working professionals and small families
- Cost: ₹18,000–80,000/month for 1BHK / 2BHK depending on locality
- Deposit: 6–10 months in Bangalore (HomePage owners typically 3–4)
- Lock-in: 6 months standard
- Flexibility: Medium — 1–2 months' notice
- Best for: Salaried professionals, couples, small families
Lease — best for long-stay, lump-sum holders
- Cost: Lump sum of ₹8 lakh–35 lakh, fully refundable at exit; zero monthly rent
- Lock-in: 11 months minimum, typically 2–5 years
- Flexibility: Low — early exit attracts deductions
- Best for: Families with capital parked in low-yield FDs, NRIs returning long-term
Cost comparison — 2BHK in HSR Layout, 24 months
Rent (₹40,000/month + ₹3 lakh deposit refundable): ~₹9.6 lakh outflow.
Lease (₹18 lakh, fully refundable): opportunity cost ~₹2.7 lakh (if FD return foregone).
PG (₹15,000 × 24): ₹3.6 lakh, but you get a single room, not a flat.
Which option wins for whom?
- Student / fresh joiner: PG.
- Working professional: Rent.
- Couple / small family: Rent.
- Family with capital + 2+ year horizon: Lease.
- NRI returning: Lease.
How to find any of them — zero brokerage
HomePage covers PG, rent and lease in one app. Every listing is a verified owner; every transaction is zero brokerage; every rental agreement is e-stamped in 24 hours.